Seller financing available at an incredible 5.85% (OAC with between 5% and 10% down) - a rate well below today's market averages of around 7% - making this the smartest way to own in Saratoga Springs. Property insurance is about $200 per month. FHA MI $287.22. HOA payment is $123 per month. Welcome to this spacious 4-bedroom, 3-bathroom townhome with so much comfortable living space and plenty of room for everyday living and entertaining. The thoughtfully designed floor plan provides generous storage throughout, including a stand-up crawlspace - at least 6 feet tall with its own stairs for easy access - ideal for all your extra storage needs. The kitchen features an upgraded range and plenty of space for gathering. Upstairs, you'll find well-appointed bedrooms and flexible living spaces designed for both comfort and functionality. A two-car garage provides additional storage and is prewired for an electric vehicle charging station, making it easy to accommodate an EV in the future. This home sits directly across the street from the community's pickleball courts, with a marina just a few blocks away providing easy access to Utah Lake. Saratoga Springs also offers an abundance of parks, trails, recreation, and beautiful open spaces to enjoy. Beyond the home, enjoy an incredible community packed with amenities, including a clubhouse, resort-style pool, splash pad, and multiple parks. Conveniently located near shopping, dining, schools, and major roadways, this home offers a wonderful combination of space, storage, recreation, and everyday convenience in the heart of Saratoga Springs. Contact the listing agent for seller-financing terms and qualification details. Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer is advised to obtain an independent measurement.