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Ardivusx Brivity

Sooper Dooper Guy | Robert Davis's Site

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2054 Cottage Ln , Garden City, UT 84028
$659,000
Est. Payment: $3,536.91/mo
6 Bed
3 Bath
2998 Sqft
0.09 Acres
Status: backup | Days on site: 151
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Ardivusx Brivity
Sooper Dooper Guy

House Description

Spacious Bear Lake Retreat in The Cottages | 2054 S. Cottage Lane, Garden City, UT Discover one of the most generously sized homes in The Cottages at Bear Lake - a beautifully finished 6-bedroom, 3-bathroom rambler offering nearly 3,000 square feet of comfortable living just a short walk from the stunning turquoise waters of Bear Lake. From the moment you arrive, the stone and stucco exterior and covered deck set the tone for a home that blends mountain charm with thoughtful upgrades. Step inside to find hardwood, tile, and newer carpet throughout the main level, where a large master suite awaits - complete with a private bath featuring a separate shower and garden tub, an elevated finish that stands apart from the standard Cottages build. Granite countertops, a cozy gas log fireplace insert, and an open, functional layout make this home equally suited to quiet weekends and larger family gatherings. Downstairs, the fully finished basement delivers exceptional versatility with four additional bedrooms, a spacious open family room, and a three-quarter bath - plenty of room for extended family, guests, or a bunkhouse-style setup that sleeps a crowd in comfort. The extra-wide, extra-long 2-car garage provides ample space for vehicles, lake toys, and gear storage. Outside, enjoy a covered deck and open patio perfect for morning coffee or evening barbecues, with overflow parking right next door and paved roads throughout the community. The HOA covers snow removal and water for just $100/month, making year-round ownership genuinely low-maintenance. The Cottages is one of Bear Lake's most sought-after communities - close to the water, well-maintained, and refreshingly residential in character. Short term rental policy restrictions keeps the neighborhood peaceful, making this the ideal personal retreat, family legacy property, or long-term vacation home for buyers who want Bear Lake without the noise of a nightly rental corridor. This is Bear Lake living done right - spacious, upgraded, and move-in ready.

Highlights

Listed by Ryan L Olsen , 208-339-3200 Mountain Retreat Real Estate, LLC , 208-339-3200. Wasatch Front Multiple Listing Service (IDX)

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

120 Monthly

Year Built

2006

County

Rich

Area

Garden Cty; Lake Town; Round

Neighborhood

The Cottages

School District

Rich

Listing ID

2153344

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 3/4 Bathrooms:1
Appliances:Ceiling Fan, Dryer, Microwave, Range Hood, Washer, Window Coverings
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:1359
Basement:Full
Other:
  • ▪ Bath:Primary, Sep. Tub/Shower
  • ▪ Closet:Walk-In
  • ▪ Range/Oven:Free Stdng.
  • ▪ Additional:Disposal, French Doors, Gas Log, Great Room, Jetted Tub, Granite Countertops, Smart Thermostat(s)
Water:Culinary

Exterior Features

Lot:Road: Paved,Sidewalks,Sprinkler: Auto-Part
Lot Dimensions:0.0x0.0x0.0
Garage Capacity:5
Zoning:RES
Roof:Asphalt
Others:
  • ▪ Patio:Covered
  • ▪ Additional:Blt./Standing
Sewer:Sewer: Connected
Parking Features:Attached,Extra Height,Opener,Extra Length,Workbench
Principal Interest
$3,537
Taxes
$221
HOA
$120

Home Price

$659,000

Loan Details

30 yrs
7.083%

Down Payment

20%
$131,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,536.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,536.91 $221.17 $120.00 $3,878.08
Yearly $42,442.94 $2,654.00 $1,440.00 $46,536.94
Total $1,273,288.06 $79,620.00 $43,200.00 $1,396,108.06
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Market insight data is pulled from the same city as the listing being viewed (Garden City, UT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Wasatch Front Regional MLS Inc. and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-17T18:45:46.000Z

© 2026 Wasatch Front Multiple Listing Service (IDX)